Become a National Seniors Australia member
Membership directly funds our Advocacy and Research work. Helps us fight to fix pension poverty, tackle health care costs and improve aged care, by becoming a member today!
Become a Member to Start Saving Today
Thousands of offers in the palm of your hand: For only $49.50, National Seniors members can unlock a world of everyday savings and exclusive offers across dining, takeaway, shopping, gift cards, local services, and more – all in one convenient app.
Offers on the NSA discounts app can be redeemed repeatedly and are replenished daily at midnight, 365 days a year. This means members can enjoy discounts of up to 20% at their local participating eateries or attractions every day, even if they’ve used that discount previously.
Download the app using your personalised link you would have received in your email. If you have not yet received the link, but would like to download the app now, please contact our Membership team on 1300 76 50 50.
Our work is made possible through the support of generous Australians
National Seniors Australia is a not-for-profit organisation established in 1976.
We rely on people like you to become a member, or use our services to help us advocate for better outcomes for people aged over 50. We tackle issues such as age discrimination, accessible housing, pension poverty, health costs, aged care and improving retirement income.
Members have exclusive access to discounts, a yearly subscription to Our Generation magazine, local community branches, access to our Financial Information Consultant for independent information, tools and resources and more.
For only $49.50, anyone can become a member and it only takes a few minutes to join.
Single Membership
1 year membership - $49.50
2 year membership - $88
3 year membership- $120
5 year membership- $220
Joint Membership
1 year membership - $80
2 year membership - $143
3 year membership - $180
5 year membership - $325
Financial Information Consultant
Members can speak to a real person to receive up-to-date information on retirement planning, estate planning, Centrelink benefits, investment choices, Aged Care, superannuation, and more!
Competitions
Access exclusive member-only weekly competitions including books, DVDs, CDs, movie tickets and more.
Branches
Get involved discussing community issues, enjoy social events, day-trips, guest speakers and meet like-minded members.
Our Generation digital magazine
Receive a yearly subscription to Our Generation digital magazine.
Members save 10% on Travel Insurance*
National Seniors members receive a 10% discount on travel insurance policies*.
With some cruise cover automatically included, as well as cover for some coronavirus-related events, for when things don’t go to plan.
Discounts
Save with over 1,000 discounts on groceries, fuel, accommodation, fitness, health care, motor services, books, theme parks, appliances, cinemas, gift cards and more!
Advocacy & Research
Your membership directly funds our advocacy and research work fighting to fix pension poverty, tackle cost of living and health care, improve aged care, and fairness in retirement income.
Member Discounts App
National Seniors members can unlock a world of everyday savings and exclusive offers across dining, takeaway, shopping, gift cards, local services, and more – all in one convenient app.
National Seniors Money Hub
News and resources to help with retirement planning, boosting your retirement income and funding aged care.
Call our friendly Membership team on 1300 76 50 50
(Monday to Friday 8:30am to 5:00pm AEST)
Energy Rebate
The Federal Government has provided a one-off $300 energy rebate in the 2024 budget for all households. In Queensland, the total rebate will be $1000 (on top of the existing $372 Energy Rebate for seniors).
Freeze on deeming
A 12 month freeze on deeming rates has been provided in the 2024 Budget until 30 June 2025 ensuring pension payments do not reduce as inflation rises. This extends the initial two-year freeze that was ending on 30 June 2024.
Rent assistance
10% increase to Commonwealth Rent Assistance
A 10% increase to the maximum rate of CRA was announced in the 2024 Federal Budget. This increase will begin from September 2024 and is on top of the 15% increase provided in the 2023 Budget to assist renters with rising housing costs.
Permanent $4,000 increase in Work Bonus limit
In our submission to the Employment White Paper in November 2022, National Seniors Australia called on the government to adopt policies that support greater workforce participation. As part of the Employment White Paper’s release in September 2023, the government announced it will permanently increase the Work Bonus limit by $4,000. The Work Bonus was increased from $7,800 to $11,800 in 2022 so older people can work more without losing 50c in the dollar from their pension. This was a temporary measure until the end of 2023, but this change will now be permanent from 1 January 2024. We continue to call for further changes to boost workforce participation in the care and support economy.
More retirees to get access to concessions
During the 2022 federal election, the Coalition and then Labor announced changes to income test rules for the Commonwealth Seniors Health Card (CSHC). This has since been legislated meaning some 44,000 low income self-funded retirees now get access to valuable concessions, such as cheaper medicines through the PBS and state and territory-based cost of living concessions.
Lowering the deeming rate
National Seniors led the campaign to lower deeming rates in 2019. This led to two separate reductions in the deeming rate in July 2019 and May 2020, when government was dragging its heels. This boosted income for almost half a million part-pensioners and meant more self-funded retirees were eligible for the Commonwealth Seniors Health Card.
Home Equity Access Scheme wins
The Home Equity Access Scheme was extended to everyone of pension age from 1 July 2019. This included an increase in the allowable income to 150% of the Age Pension. We also called for a lowering of the Home Equity Access Scheme interest rate. On 1 January 2020, it fell from 5.25% to 4.5% per annum. On 15 December 2021, it was announced that the interest rate would drop from 4.5% to 3.95% per annum from 1 January 2022 - a reward for our strong and consistent campaigning.
Pension stays at 67
We campaigned against plans to increase the pension age from 67 to 70 and were pleased when Prime Minister Scott Morrison backed away from the unpopular idea. The decision reverses a policy announced in the 2014 Budget and is a win for common sense.
Improvements to the Pension Work Bonus Scheme
Following calls from National Seniors, the Coalition announced an increase to the Work Bonus in the 2018 Budget, later extended to eligible self-employed people. From 1 July 2019 pensioners can earn up to $7,800 per year without impacting their pension entitlements.
Ending the Medicare Freeze
We continue to pressure governments and industry to put the brakes on rising health-care costs. Doctors blamed out-of-pocket costs on governments limiting the rebates they received for seeing Medicare patients. The cost was passed on to patients. It was a big win when this was acknowledged and the freeze ended.
Agreement for greater scrutiny of specialist fees
In early 2019, the federal government announced it would fund the development of a new website to enable consumers to compare specialist fees. We will work with the government to ensure this tool drives down the cost of health care, and will continue to advocate for ongoing reforms that reduce out-of-pocket health care costs.
Energy Supplement retained for new Age Pension recipients
We opposed the federal government’s 2016 proposal to scrap the Energy Supplement for new Age Pension recipients. This would have cost a single pensioner $365 and a couple $551 annually. In 2018, we welcomed the announcement that the policy was no longer being considered.
A regulated price for electricity
After considering submissions to the inquiry into electricity pricing in 2017, including National Seniors' own submission, the ACCC recommended a default offer with a regulated price and basic consumer protections be created. A default market offer (DMO) with regulated price was created by the federal government on 1 July 2019. This was a huge win for older consumers unable to shop around for a better deal on energy.
Royal Commission into Aged Care Quality and Safety
One of the biggest announcements in 2018 was the Royal Commission into Aged Care Quality and Safety. National Seniors has highlighted the problems in aged care for many years and welcomed the establishment of the commission. We have been actively engaged, providing submissions, attending hearings and communicating the experiences and views of members through the media.
Extra home care packages
In 2020 alone, there were an additional 29,105 Home Care Packages released at a cost of almost $2 billion. In total, there has been an extra 73,105 Home Care Packages released at a cost of $4.6 billion since the 2018-19 Budget thanks to our pressure on the federal government. We will continue to call for more high-level packages to meet the high demand; and for government to act quickly on the recommendations of the aged care royal commission.
National elder abuse plan
In 2016, we made a range of recommendations for action on elder abuse. A new national plan to tackle elder abuse was released in 2019. We continue to promote reforms to improve protections for older people including a national register for Enduring Powers of Attorney.
Franking credit cash refunds
We opposed Labor’s proposal to scrap franking credit cash refunds in 2018. Many lower-income self-funded retirees, who worked hard and planned their retirement within the rules, would have been significantly impacted by the change.
Better Housing
National Seniors has lobbied hard to make housing more accessible as part of our Better Housing campaign. On 30 April 2021, Ministers attending the building ministers’ meeting agreed to adopt mandatory accessibility standards in the National Construction Code (NCC). This means all new homes and apartments will have to meet 7 minimum accessibility standards to accommodate people with limited mobility or a disability. This includes: a step free entrance door, wider internal doorways to allow wheelchairs and a toilet at entry level.
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Disclaimer: National Seniors Australia Ltd ABN 89 050 523 003, AR 282736 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193. *The discount applies to the total National Seniors travel insurance premium and is for National Seniors Australia members only. Discounts do not apply to the rate of GST and stamp duty or any changes you make to the policy. nib has the discretion to withdraw or amend this discount offer at any time. This discount cannot be used in conjunction with any other promotional offer or discount.